/* ============================================================
   ZapDrive — Temporary Car Insurance
   Design system: neutral professional blue, CSS-only visuals
   ============================================================ */

:root {
  --blue-900: #0b2a4a;
  --blue-800: #103a66;
  --blue-700: #155089;
  --blue-600: #1d6ab5;
  --blue-500: #2b83d4;
  --blue-100: #dbe9f6;
  --blue-50:  #eef5fb;
  --ink:      #1c2733;
  --ink-soft: #4b5a6a;
  --line:     #d8e2ec;
  --bg:       #f6f9fc;
  --white:    #ffffff;
  --green:    #1e9e6a;
  --amber:    #e8a13a;
  --red:      #d64545;
  --radius:   10px;
  --shadow:   0 2px 10px rgba(11, 42, 74, 0.08);
  --shadow-lg: 0 8px 30px rgba(11, 42, 74, 0.14);
  --maxw: 1120px;
}

* { box-sizing: border-box; margin: 0; padding: 0; }

html { scroll-behavior: smooth; }

body {
  font-family: "Segoe UI", "Helvetica Neue", Arial, sans-serif;
  color: var(--ink);
  background: var(--bg);
  line-height: 1.6;
  font-size: 16px;
}

img { max-width: 100%; }
a { color: var(--blue-600); text-decoration: none; }
a:hover { text-decoration: underline; }

.container { max-width: var(--maxw); margin: 0 auto; padding: 0 20px; }

/* ---------- Header ---------- */
.site-header {
  background: var(--white);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 100;
}
.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  height: 68px;
}
.logo {
  font-size: 1.45rem;
  font-weight: 800;
  color: var(--blue-800);
  letter-spacing: -0.5px;
  display: flex;
  align-items: center;
  gap: 8px;
}
.logo:hover { text-decoration: none; }
.logo .logo-badge {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  width: 34px; height: 34px;
  border-radius: 8px;
  background: linear-gradient(135deg, var(--blue-600), var(--blue-800));
  color: #fff;
  font-size: 1.05rem;
  font-weight: 800;
}
.logo span.accent { color: var(--blue-500); }

.main-nav { display: flex; align-items: center; gap: 26px; }
.main-nav a {
  color: var(--ink-soft);
  font-weight: 600;
  font-size: 0.95rem;
}
.main-nav a:hover { color: var(--blue-700); text-decoration: none; }
.main-nav a.nav-cta {
  background: var(--blue-600);
  color: #fff;
  padding: 9px 20px;
  border-radius: 8px;
  transition: background .15s;
}
.main-nav a.nav-cta:hover { background: var(--blue-700); }

.nav-toggle {
  display: none;
  background: none;
  border: none;
  cursor: pointer;
  padding: 8px;
}
.nav-toggle span {
  display: block;
  width: 24px; height: 2px;
  background: var(--blue-800);
  margin: 5px 0;
  transition: .2s;
}

/* ---------- Hero ---------- */
.hero {
  background:
    radial-gradient(1000px 400px at 85% -10%, rgba(43,131,212,.35), transparent 60%),
    linear-gradient(160deg, var(--blue-900) 0%, var(--blue-700) 100%);
  color: #fff;
  padding: 72px 0 88px;
}
.hero-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 48px;
  align-items: center;
}
.hero h1 {
  font-size: 2.7rem;
  line-height: 1.15;
  letter-spacing: -1px;
  margin-bottom: 18px;
}
.hero p.lede {
  font-size: 1.15rem;
  color: #cfe2f3;
  margin-bottom: 26px;
  max-width: 34em;
}
.hero-points { list-style: none; margin-bottom: 8px; }
.hero-points li {
  display: flex;
  align-items: center;
  gap: 10px;
  margin-bottom: 10px;
  color: #e6f0f9;
  font-weight: 500;
}
.tick {
  flex: 0 0 auto;
  width: 22px; height: 22px;
  border-radius: 50%;
  background: rgba(30, 158, 106, .25);
  color: #6fe0b3;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: .8rem;
  font-weight: 700;
}

/* Instant quote card */
.quote-card {
  background: var(--white);
  color: var(--ink);
  border-radius: 14px;
  padding: 28px;
  box-shadow: var(--shadow-lg);
}
.quote-card h2 { font-size: 1.3rem; margin-bottom: 4px; color: var(--blue-800); }
.quote-card p.sub { color: var(--ink-soft); font-size: .92rem; margin-bottom: 18px; }

.field { margin-bottom: 14px; }
.field label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--ink-soft);
  margin-bottom: 5px;
}
.field input, .field select, .field textarea {
  width: 100%;
  padding: 11px 12px;
  border: 1px solid var(--line);
  border-radius: 8px;
  font-size: .98rem;
  font-family: inherit;
  color: var(--ink);
  background: #fbfdff;
  transition: border-color .15s, box-shadow .15s;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--blue-500);
  box-shadow: 0 0 0 3px rgba(43,131,212,.15);
}
.field .hint { font-size: .78rem; color: var(--ink-soft); margin-top: 4px; }
.field-row { display: grid; grid-template-columns: 1fr 1fr; gap: 14px; }

.btn {
  display: inline-block;
  border: none;
  cursor: pointer;
  font-family: inherit;
  font-weight: 700;
  font-size: 1rem;
  border-radius: 8px;
  padding: 13px 26px;
  transition: background .15s, transform .05s;
  text-align: center;
}
.btn:active { transform: translateY(1px); }
.btn-primary { background: var(--blue-600); color: #fff; }
.btn-primary:hover { background: var(--blue-700); text-decoration: none; }
.btn-block { width: 100%; }
.btn-lg { padding: 15px 34px; font-size: 1.08rem; }
.btn-outline {
  background: transparent;
  color: #fff;
  border: 2px solid rgba(255,255,255,.5);
}
.btn-outline:hover { border-color: #fff; text-decoration: none; }
.btn-ghost {
  background: transparent;
  color: var(--blue-700);
  border: 1px solid var(--line);
}
.btn-ghost:hover { background: var(--blue-50); text-decoration: none; }

/* ---------- Trust strip ---------- */
.trust-strip {
  background: var(--blue-900);
  color: #b8cfe4;
  padding: 14px 0;
  font-size: .88rem;
}
.trust-strip .container {
  display: flex;
  flex-wrap: wrap;
  gap: 10px 36px;
  justify-content: center;
}
.trust-strip span { display: inline-flex; align-items: center; gap: 8px; }
.trust-strip .dot { width: 7px; height: 7px; border-radius: 50%; background: var(--green); }

/* ---------- Sections ---------- */
.section { padding: 70px 0; }
.section.alt { background: var(--white); }
.section-head { text-align: center; max-width: 640px; margin: 0 auto 44px; }
.section-head .kicker {
  text-transform: uppercase;
  letter-spacing: 1.5px;
  font-size: .78rem;
  font-weight: 700;
  color: var(--blue-500);
  margin-bottom: 8px;
}
.section-head h2 { font-size: 2rem; color: var(--blue-900); letter-spacing: -0.5px; }
.section-head p { color: var(--ink-soft); margin-top: 10px; }

/* Duration cards */
.duration-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 18px;
}
.duration-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px 22px;
  text-align: center;
  transition: box-shadow .2s, transform .2s, border-color .2s;
}
.duration-card:hover {
  box-shadow: var(--shadow-lg);
  transform: translateY(-3px);
  border-color: var(--blue-500);
}
.duration-card .dur {
  font-size: 1.9rem;
  font-weight: 800;
  color: var(--blue-700);
  letter-spacing: -1px;
}
.duration-card .dur small { font-size: 1rem; font-weight: 600; color: var(--blue-500); }
.duration-card p { font-size: .9rem; color: var(--ink-soft); margin-top: 8px; }

/* Steps */
.steps-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 26px;
}
.step-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 30px 26px;
  position: relative;
}
.step-num {
  width: 44px; height: 44px;
  border-radius: 12px;
  background: linear-gradient(135deg, var(--blue-600), var(--blue-800));
  color: #fff;
  font-weight: 800;
  font-size: 1.15rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin-bottom: 16px;
}
.step-card h3 { font-size: 1.15rem; color: var(--blue-900); margin-bottom: 8px; }
.step-card p { color: var(--ink-soft); font-size: .95rem; }

/* Benefits */
.benefits-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 18px;
}
.benefit {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 24px;
}
.benefit .icon {
  width: 42px; height: 42px;
  border-radius: 10px;
  background: var(--blue-100);
  color: var(--blue-700);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.25rem;
  margin-bottom: 14px;
}
.benefit h3 { font-size: 1.05rem; color: var(--blue-900); margin-bottom: 6px; }
.benefit p { font-size: .92rem; color: var(--ink-soft); }

/* FAQ accordion */
.faq-list { max-width: 760px; margin: 0 auto; }
.faq-item {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  margin-bottom: 12px;
  overflow: hidden;
}
.faq-q {
  width: 100%;
  text-align: left;
  background: none;
  border: none;
  cursor: pointer;
  font-family: inherit;
  font-size: 1rem;
  font-weight: 600;
  color: var(--blue-900);
  padding: 18px 22px;
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
}
.faq-q::after {
  content: "+";
  font-size: 1.3rem;
  color: var(--blue-500);
  transition: transform .2s;
  flex: 0 0 auto;
}
.faq-item.open .faq-q::after { transform: rotate(45deg); }
.faq-a {
  max-height: 0;
  overflow: hidden;
  transition: max-height .25s ease;
}
.faq-a-inner { padding: 0 22px 18px; color: var(--ink-soft); font-size: .95rem; }

/* CTA band */
.cta-band {
  background: linear-gradient(135deg, var(--blue-700), var(--blue-900));
  color: #fff;
  border-radius: 16px;
  padding: 48px;
  text-align: center;
}
.cta-band h2 { font-size: 1.9rem; margin-bottom: 10px; letter-spacing: -0.5px; }
.cta-band p { color: #cfe2f3; margin-bottom: 24px; }

/* ---------- Quote form page ---------- */
.page-hero {
  background: linear-gradient(160deg, var(--blue-900), var(--blue-700));
  color: #fff;
  padding: 46px 0;
}
.page-hero h1 { font-size: 2rem; letter-spacing: -0.5px; }
.page-hero p { color: #cfe2f3; margin-top: 6px; }

.progress-bar {
  display: flex;
  justify-content: space-between;
  max-width: 640px;
  margin: 34px auto 30px;
  position: relative;
}
.progress-bar::before {
  content: "";
  position: absolute;
  top: 17px; left: 24px; right: 24px;
  height: 3px;
  background: var(--line);
  z-index: 0;
}
.progress-fill {
  position: absolute;
  top: 17px; left: 24px;
  height: 3px;
  background: var(--blue-600);
  z-index: 1;
  transition: width .3s;
}
.progress-step {
  position: relative;
  z-index: 2;
  text-align: center;
  width: 90px;
}
.progress-step .bubble {
  width: 36px; height: 36px;
  border-radius: 50%;
  background: var(--white);
  border: 2px solid var(--line);
  color: var(--ink-soft);
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 6px;
  transition: .2s;
}
.progress-step.active .bubble {
  border-color: var(--blue-600);
  background: var(--blue-600);
  color: #fff;
}
.progress-step.done .bubble {
  border-color: var(--green);
  background: var(--green);
  color: #fff;
}
.progress-step .lbl { font-size: .78rem; color: var(--ink-soft); font-weight: 600; }
.progress-step.active .lbl { color: var(--blue-700); }

.form-card {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: 14px;
  padding: 36px;
  max-width: 720px;
  margin: 0 auto 60px;
  box-shadow: var(--shadow);
}
.form-step { display: none; }
.form-step.current { display: block; }
.form-step h2 { font-size: 1.35rem; color: var(--blue-900); margin-bottom: 4px; }
.form-step .step-sub { color: var(--ink-soft); font-size: .92rem; margin-bottom: 22px; }

.form-nav {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  margin-top: 26px;
  padding-top: 22px;
  border-top: 1px solid var(--line);
}

.summary-table { width: 100%; border-collapse: collapse; margin-bottom: 10px; }
.summary-table td {
  padding: 10px 4px;
  border-bottom: 1px solid var(--line);
  font-size: .95rem;
  vertical-align: top;
}
.summary-table td:first-child { color: var(--ink-soft); width: 42%; font-weight: 600; }

.consent {
  display: flex;
  gap: 10px;
  align-items: flex-start;
  font-size: .88rem;
  color: var(--ink-soft);
  margin-top: 14px;
}
.consent input { margin-top: 4px; }

.alert {
  border-radius: 8px;
  padding: 13px 16px;
  font-size: .92rem;
  margin-bottom: 18px;
  display: none;
}
.alert.show { display: block; }
.alert-error { background: #fdecec; color: #8f2b2b; border: 1px solid #f3c2c2; }

.success-panel { text-align: center; padding: 20px 6px; }
.success-panel .big-tick {
  width: 72px; height: 72px;
  border-radius: 50%;
  background: rgba(30,158,106,.12);
  color: var(--green);
  font-size: 2rem;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 18px;
}
.success-panel h2 { color: var(--blue-900); margin-bottom: 8px; }
.success-panel .ref {
  display: inline-block;
  background: var(--blue-50);
  border: 1px dashed var(--blue-500);
  color: var(--blue-800);
  font-weight: 700;
  border-radius: 8px;
  padding: 8px 18px;
  margin: 12px 0;
  letter-spacing: 1px;
}

/* ---------- Content pages ---------- */
.content-body { max-width: 780px; margin: 0 auto; padding: 50px 0 70px; }
.content-body h2 { color: var(--blue-900); font-size: 1.35rem; margin: 30px 0 10px; }
.content-body h3 { color: var(--blue-800); font-size: 1.1rem; margin: 22px 0 8px; }
.content-body p, .content-body li { color: var(--ink-soft); font-size: .97rem; }
.content-body p { margin-bottom: 12px; }
.content-body ul, .content-body ol { padding-left: 22px; margin-bottom: 14px; }
.content-body li { margin-bottom: 6px; }

.contact-grid { display: grid; grid-template-columns: 1fr 1fr; gap: 34px; max-width: 960px; margin: 0 auto; padding: 50px 0 70px; }
.contact-info-box {
  background: var(--white);
  border: 1px solid var(--line);
  border-radius: var(--radius);
  padding: 26px;
  margin-bottom: 18px;
}
.contact-info-box h3 { color: var(--blue-900); font-size: 1.05rem; margin-bottom: 6px; }
.contact-info-box p { color: var(--ink-soft); font-size: .94rem; }

/* ---------- Footer ---------- */
.site-footer {
  background: var(--blue-900);
  color: #9db8d0;
  padding: 54px 0 26px;
  font-size: .9rem;
}
.footer-grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr 1fr;
  gap: 34px;
  margin-bottom: 34px;
}
.footer-grid h4 { color: #fff; font-size: .95rem; margin-bottom: 12px; }
.footer-grid ul { list-style: none; }
.footer-grid li { margin-bottom: 8px; }
.footer-grid a { color: #9db8d0; }
.footer-grid a:hover { color: #fff; }
.footer-brand p { margin-top: 10px; max-width: 30em; }
.footer-legal {
  border-top: 1px solid rgba(255,255,255,.12);
  padding-top: 20px;
  font-size: .8rem;
  color: #7e9ab5;
}
.footer-legal p { margin-bottom: 8px; }

/* ---------- Responsive ---------- */
@media (max-width: 900px) {
  .hero-grid { grid-template-columns: 1fr; gap: 34px; }
  .duration-grid { grid-template-columns: repeat(2, 1fr); }
  .steps-grid, .benefits-grid { grid-template-columns: 1fr; }
  .footer-grid { grid-template-columns: 1fr 1fr; }
  .contact-grid { grid-template-columns: 1fr; }
}

@media (max-width: 640px) {
  .nav-toggle { display: block; }
  .main-nav {
    display: none;
    position: absolute;
    top: 68px; left: 0; right: 0;
    background: var(--white);
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    padding: 10px 20px 18px;
    border-bottom: 1px solid var(--line);
    box-shadow: var(--shadow-lg);
  }
  .main-nav.open { display: flex; }
  .main-nav a { padding: 11px 4px; border-bottom: 1px solid var(--line); }
  .main-nav a.nav-cta { margin-top: 12px; border-bottom: none; text-align: center; }
  .hero { padding: 48px 0 60px; }
  .hero h1 { font-size: 2rem; }
  .duration-grid { grid-template-columns: 1fr; }
  .field-row { grid-template-columns: 1fr; }
  .cta-band { padding: 34px 22px; }
  .form-card { padding: 24px 20px; }
  .progress-step { width: 64px; }
  .footer-grid { grid-template-columns: 1fr; }
}