Temporary car insurance, sorted in minutes

Flexible, comprehensive cover from just one hour up to 7 days. Borrow a car, share a drive, or bridge a gap between annual policies — only pay for the time you need.

  • ✓ Comprehensive cover as standard
  • ✓ Documents emailed instantly
  • ✓ No impact on the owner's no-claims bonus
  • ✓ Cover from 1 hour to 7 days

Get an instant quote

Three quick details to get started.

Takes around 2 minutes · No obligation

Comprehensive cover 1 hour – 7 days Instant documents UK-based support

Flexible cover

Insurance for exactly as long as you need it

From a quick errand to a month-long arrangement, choose the duration that fits — nothing more, nothing less.

1–12 hours

Hourly cover for test drives, borrowing a car, or moving a vehicle.

1–3 days

Day cover for weekends away, sharing the driving, or one-off trips.

1 week

A full 7 days while your car is being repaired or between annual policies.

Need longer?

Policies run up to 7 days — simply arrange a fresh policy when one ends.

How it works

Covered in three simple steps

1

Tell us about you & the car

Enter a few details about the driver, the vehicle, and how long you need cover for. It takes about two minutes.

2

Get your quote

We review your details and come straight back with a price for comprehensive temporary cover.

3

Drive away covered

Once accepted, your documents are emailed to you instantly and your cover begins at your chosen start time.

Why ZapDrive

Built for short-term driving

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Comprehensive as standard

Every policy includes fully comprehensive cover — not a watered-down third-party option.

⏱️

Pay only for what you use

From a single hour to 7 days. No annual contract, no cancellation fees, no wasted premium.

📄

Instant documents

Your certificate of motor insurance is emailed the moment your cover is confirmed.

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Protects the owner's NCB

A separate policy in your name, so a claim won't touch the car owner's no-claims bonus.

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UK-based support

Questions before or after you buy? Our UK team is here to help by phone or email.

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Easy to extend

Need more time? Extending your cover is straightforward — just get in touch before it expires.

Common questions

Frequently asked questions

Most drivers aged 21–75 with a full UK or EU licence held for at least 12 months can get cover. The vehicle must be UK-registered, worth less than £65,000, and have no more than 8 seats. Full eligibility criteria are shown during the quote process.
Yes — that's one of the most common uses of temporary cover. You can insure a borrowed car in your own name, and because it's a separate policy, the owner's no-claims bonus is protected.
Cover can begin as soon as your quote is accepted, or at any future date and time you choose. Your insurance documents are emailed to you instantly once confirmed.
Yes. All ZapDrive policies provide comprehensive cover as standard, including accidental damage, fire and theft, subject to the policy terms and excess shown in your documents.

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Ready to get covered?

Get a temporary car insurance quote in around two minutes.

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